RBA Rate Calculator – Mortgage & Loan Impact Tool

See how the latest RBA cash rate change affects your mortgage repayments and loans

How the RBA Cash Rate Affects You

The Reserve Bank of Australia (RBA) sets the official cash rate each month. Even a small change can affect your mortgage repayments and loans. Use this calculator to instantly see the impact of the latest RBA decision.

Latest RBA Decision

📅 August 2025: The RBA cut the cash rate by 0.25% to 3.60%.

Rate Cut (Select)

Rate Increase (Select)